After receiving your financial aid offer you have a few more steps to complete the process 和 ensure that all financial aid materials are completed. If you have any questions about your next steps please contact your 金融援助 Counselor at finaid@qfyx100.com 或者发短信或者打电话 (503) 251-5335.
你可以通过 MyFinAid.
1. 查看预估账单
查看预估账单 after you have been offered financial aid for the school year. 您可以通过您的 自助服务 登录. Reviewing your bill will help you know how much your costs will be at Multnomah each semester.
If you need additional help paying your bill, be sure to look into other gift aid 和 loan options.
2. 接受或拒绝你的贷款
如果你需要贷款，比较你的选择. 这将帮助你找到最适合你的贷款.
当你知道你想借哪笔贷款时, you will need to accept or decline your offered loans by accessing your financial aid offer through MyFinAid.
从下拉列表中选择合适的学年.
单击Accept Award Offer选项卡. Decide how much of your Direct Subsidized/Unsubsidized Loan Eligibility you want to borrow for the full year, 按照说明来做.
单击Submit.
If you accept your Direct Subsidized or Unsubsidized Loan 和 you’re a new borrower, you must complete both direct loan entrance counseling 和 a Master Promissory Note (MPN). Be sure to select “Complete Loan Agreement” to complete the MPN 和 “Complete Loan Counseling” to access the counseling session. 这是网站上两个不同的步骤 studentaid.政府. Select Oregon as the School State when completing these requirements. You will need reference information for two people with different U.S. 地址.
3. 完成验证
欧宝娱乐官网 1 out of 4 FAFSA filers must provide additional information to verify the accuracy of their income, 家庭规模, 和其他FAFSA数据. 这个过程被称为经济援助验证. Check to see if you need to provide additional information by looking at your financial aid requirements in MyFinAid (see step #8 below).
4. 报告其他协助
Let us know about any assistance you are receiving from outside of Multnomah that is not listed on your financial aid offer.
申报私人补助金, 奖学金, 或者雇主报销, 请联系你的财务援助顾问 finaid@qfyx100.com.
To report military benefits please complete the Military Benefits Verification form.
5. 通知财政援助在招生假设的变化
Enrollment 和 housing assumptions were used to prepare your financial aid package offer 和 were listed on the top of your offer. If you enroll in less than the number of credits listed on your award, your aid will be reviewed 和 some adjustments may be necessary. Notify the financial aid office of changes in your anticipated enrollment by emailing finaid@qfyx100.com.
6. 签署付款计划
You may enroll in a monthly payment plan to help you pay month by month. Payment plans are available for the Fall semester after July 10th. 请与 学生会计组 付款计划.
7. 找一份校园工作
在我们的人力资源列表上找一份校园工作 学生就业.
8. 查看状态
View the status of your documents 和 requirements through your 金融援助 Requirements channel in MyFinAid.
9. 发布信息
While privacy laws prohibit us from sharing financial aid information with your parents, 配偶, 或其他第三方, you may authorize others to view such information if you would like to give them permission via our FERPA同意书.
比较贷款
Most students take out loans to help pay a portion of their school bill. Weigh your options to make sure you can manage the loans you borrow.
Refer to your financial aid award to see what loans you’re eligible to borrow. 欧宝娱乐官网你的奖项, the category “PLUS/Private Loan eligibility” is the suggested amount your parent can borrow from Direct PLUS or that you may pursue through a private loan.
哪种贷款最适合你?
比较联邦学生贷款 联邦学生援助网站.
坚实可靠的建议
While each student will need to compare the loans to see what his or her best options are, 我们首先推荐直接补贴贷款, 和 then Direct Unsubsidized Loans before considering Private 和 or Parent Loan options.
平均学生贷款债务是多少?
The average student loan debt of Multnomah borrowers who started as first-time undergraduate students 和 who graduated between July 1, 2018, 及六月三十日, 2019, 是38美元,286. (欧宝娱乐官网 73% of graduates from the class of 2019 borrowed a student loan.假设是6分.8%的利率和10年的还款期限, average CAS student borrowers will make monthly loan payments of about $439. 摩特诺玛最近的队列违约率为7%.而全国同期违约率为10%.1%.
你应该借多少钱?
It’s important to avoid borrowing more than you’ll be able to repay after graduation. A reasonable monthly student loan payment would be 8-10% of your monthly income.
请查看 预算 和 还款计算器 美国提供的信息.S. 教育部. These are good tools to help you plan your expenses 和 loan debt.
Take a look at this chart based on a 10-year repayment period to see what your monthly payments could look like. 支付反映了6.8%的利率.
贷款还款样本:
| 所借款项 | 预计每月供款 |
| $3,500 | $50 |
| $5,500 | $63 |
| $7,500 | $86 |
| $10,500 | $121 |
| $15,000 | $173 |
| $18,500 | $213 |
| $23,000 | $265 |
| $31,000 | $357 |
| $40,000 | $460 |
| $50,000 | $575 |
| $60,000 | $690 |
| $65,500 | $754 |
| $80,000 | $920 |
| $100,000 | $1,151 |